Thursday, February 21, 2008

Hidden blessing

So Katherine was in that horibble accident; however, It turns out that it was a HUGE blessing in disguise.
Since we got married we have been trying to refinnance her PT cruiser, it had a 18% APR and we were making payments of $332 per month. It was really hurting us. After much trying and praying we could not find anyone that would refinnance us because first we were upside down (meaning we owed more than the car was worth) then after getting a nice chunk of money we made a huge payment on the car and came out from being upside down. Then the problem was that I do not have any car loan history so they would not finnance us. (aparently you need car loan history to get a car loan and you can't get car loan history without a car loan, explain to me how that works?)

In short we were in a real bind. Then all of a sudden she gets in the horibble reck. Yet NOTHING happened to her. She was completely fine. I consider that a miracle and blessing right there, but there is more.

Well, we found out about the insurance. We still owe $9100 on the PT, they are going to pay us $9500, so we are completly getting rid of that high intrest loan, and making a profit. ALSO we found a great new car (A 2001 Chevy Blazer), we finnanced it with out any problems and cut our interest rate by more than half AND cut our monthy payments by about 200 dollars.

Our worries for the PT cruiser and making its payments are OUT THE WINDOW!... This is A HUGE blessing that this happened, and a very interesting way that the Lord answered our prayers.

(I'll post picture of our new car later)

Saturday, February 16, 2008

Not such a good day








So this is my car, or what's left of it as of 8:00 am Tuesday. That snow bank on the right is what made this possible. The ice also played a major role. On the left, you can see one lane. My lane is the one with all the ice and snow. Lucky me. As I got to this spot in the road, I realized that my lane was gone, so I had to drive in the middle of the road. My wheels hit one of the many ruts in the road and turned my car to the right. I tried to correct it but the sheet of ice wouldn't let me. I hit the snow bank and flipped. Then I skid for a while until I stopped. That slightly green area in the bottom left corner is the glass from my windows. That's where I hit the ground after I flipped and then you can see how far my car went until it stopped sliding. (by the way, it's facing the opposite way then the way I was driving.)



Here is a closer picture of the bottom of my car. Not bad for my first accident. Seriously, I have never had a fender bender or ever had a ticket and here I go totally flipping my car and totalling it on my first try! When I do something, I do it all the way!

Here is the window that they pulled me out of. The blue towel that's on the ground or what used to be my windshield was put there by someone so that I wouldn't fall into the glass when I took my seatbelt off. I had alot of glass all over me: in my hair, on my jacket, and even in my teeth, but the only scratch on me was a centimeter long (fingernail scratch size) on my right thumb. I feel so thankful that I wasn't hurt. I feel that this is a prime example of why we should wear our seatbelts. If I hadn't been, I would've gone out the window like my purse did. Every morning, David and I pray that we will be safe on the roads. I know that this is a prayer answered because I am safe.

And as a side note, we had been wondering how we were going to keep making payments on this car, but not anymore! (at least we hope that the insurance check will cover a big majority of the cost of the car, even if it won't pay all that we owe)

Does anybody have a car for us?